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AI assistance built directly into Windows, Office and the enterprise.
Pros
- Unmatched integration with Windows and Microsoft 365
- Free Copilot chat available broadly
- Enterprise-grade data grounding and governance
Cons
- Confusing licensing (Pro requires base M365 subscription)
- Office integration value limited without M365
- Consumer experience trails ChatGPT/Gemini on raw capability
✓ Where it shines / best for
- Microsoft 365 and Windows users wanting AI inside their existing apps
- Businesses needing AI with enterprise data protection
- Office productivity (document drafting, spreadsheet analysis, slides)
✕ Not the best fit for
- Users outside the Microsoft ecosystem
- Those wanting access to many third-party models in one place
- Hobbyists unwilling to pay for in-app M365 Copilot
Features
- ✓ Free tier
- ✓ Mobile app
- ✓ Image Generation
- ✓ Real-time
- ✓ Voice
- ✓ Web Access
- ✓ Vision
- ✓ Enterprise Security
- ✓ Office Integration
- ✓ Windows Integration
Pricing
| Plan | Price | Billing | Notes |
|---|---|---|---|
| Copilot (Free) | $0 | forever | Free AI chat with web grounding and image generation in Windows, Edge, web, and mobile; limited access at peak times |
| Copilot Pro | $20 | monthly per user | Priority model access, faster image creation/boosts, Copilot inside Microsoft 365 desktop apps for personal/family subscribers |
| Microsoft 365 Copilot | $30 | monthly per user (annual commitment) | Business/enterprise: Copilot in M365 apps, Business Chat, enterprise data protection, Microsoft Graph grounding |
Pricing verified from the official source. Prices change often — confirm on the vendor's site before buying.
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